A Financial Assessment to help you identify areas of improvement
in your financial planning!
"See How This Very Financial Health Assessment Is
RAISING AWARENESS ON MONEY MANAGEMENT...."
CUSTOM JAVASCRIPT / HTML
Are you Doing Well Financially?
You may be interested in educating yourself about consumer debt and protecting yourself from potential financial pitfalls.
You are truly struggling ?
Emotional affects of Debt & other Financial Matters are Detrimental to Your Health. It can have you sitting at a Psychiatrist's Couch but what you need is a ...
Does debt cause mental illness, or does mental illness cause debt?
Stress
It’s the opposite of denial, and there’s plenty of it based on debt-management statistics.
Fear and Panic
This is stress with the scab torn off. The thought of getting a late payment notice doesn’t just make you uncomfortable, it gives you a rapid heartbeat, shortness of breath, dry mouth, a headache and the shakes.
Anger
As the economy sagged, anger issues rose. The phenomenon got its own name in medical circles: Debt-Anger Syndrome.
Depression
People deny, freak out and lash out over debt. After they work through those stages, the bills are still staring them back in the face. That’s when depression sets in..
Relief
The good news about debt and mental illness is the treatment can be pretty simple. You don’t need to spend money on medication or spend time on a psychiatrist’s couch.
You just need to get out of debt.
Easier said than done of course,
But it can be done if you create a PLAN and stick to it!
Financial Independence Begins With The Proper Financial Education
I offer financial education without the complex jargon to teach you
everything you need to know about money management.
STEP 1 GET ORGANIZED
DEVELOP AND MAINTAIN A FILING SYSTEM
If you want your finances in order, the key is to keep your statements and documents in order. Your finances aren't any different. Everything is easier if you maintain good records and have an intelligent system to keep everything organized.
STEP 2 Financial Assessment
Consider how your financial situation will change for the better once you get organized, assess your spending, deal with your debt, save some money, increase your investments, optimize your insurance coverage, and complete your estate planning. How would your life change?
STEP 3 Set Goals and Prioritize Them
For anyone to achieve success, it is crucial that set goals and work constantly work to achieve them. Achieving your goals means having a plan.
STEP 4 Create Your Financial Plan
It is important to establish a financial plan that not only helps you meet your immediate goals, but that ensures your future self will be taken care of. A big mistake is assuming you'll meet someone who will take care of you and deal with the finances in your relationship.
STEP 5 Implement Financial Plan
It is important to establish a financial plan that not only helps you meet your immediate goals, but that ensures your future self will be taken care of. A big mistake is assuming you'll meet someone who will take care of you and deal with the finances in your relationship.
" I had the pleasure of meeting, traning and mentoring Maria Angelica V. Colmenares and I have been struck by her sense of civic purpose and community engagement. Angelica would be an asset to any impact investment firm, community engagement company, NGO and social enterprise..."
-Ernesto Sirolli
Founder & CEO Siroli Institute
MY STORY
Born in Mexico, our family legally came into this country after my father paved the way 15 years earlier. 2 short years after the family became successful entrepreneurs. I became an active in corporate America, left home to have a family of my own and after 20 years of marriage, we parted ways. As a single woman, I once again embrace entrepreneurship. My motivation is my God who has sustained me along many many trials and my family. I seek to support women who are living through challenges, struggles and yet are prevailing. My favorite woman of all time say it better.
" Outward Pressure is always an opportunity to be inwardly transformed! "
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